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Whether you own a house or condo, or you rent, Dougan Insurance Services has an insurance program to protect you, your home, and your belongings. Rick Dougan is dedicated to fast, courteous, and professional service the way it used to be.

For Your Personal Belongings
What would it cost to replace the contents or personal belongings of my home?
Is there coverage to repair and/or replace the appliances in my home?
Do I need to take an inventory and photographs of my belongings?
How do I protect my identity?

For You and Your Guests
What kind of protection do I need against liability claims?
Will my guest's medical expenses be covered if they're accidentally injured on my property?

For Your Coverages
Do I need earthquake insurance?
Should I get Flood insurance?
Do I need Personal Liability Umbrella coverage?
How can I make sure there is adequate coverage for my valuables (jewelry, silverware, furs)?
How much should my deductible be?
Will I be reimbursed for additional living expenses if I cannot live in my home due to a covered loss?

We are a full service agency offering the following products:

Home Insurance

Auto Insurance

Life Insurance

Motocycle Insurance

Boat & RV Insurance

Mobile Home Insurance

Business Insurance

Workers Compensation

Health Insurance